Modest Swimwear Styles I Can’t Live Without

I’ll never forget that sick feeling in my stomach, standing at the edge of the beach in my swimsuit that just didn’t fit right, arms crossed, dying to enjoy the water without feeling so exposed. I bet you’ve been there too, right? That awful self-consciousness that keeps you wrapped in a towel while everyone else has fun.

Then I found modest swimwear five years ago and everything changed. It wasn’t just about covering up more, it was about finding freedom. Freedom to splash in the waves without constantly tugging at my suit. Freedom to crouch down and build sandcastles with my nieces without worry. Freedom to just be me.

Today, I want to share the ten modest swimwear styles that transformed how I feel about beaches, pools, and everything between. These aren’t just pieces of fabric to me, they’re confidence boosters proving modesty and style can totally coexist. Let’s jump in.

1. Full-Coverage Swim Dresses

I love how elegant a swimsuit looks flowing around your legs as you stroll the shoreline. It’s feminine without overdoing it, and you can’t beat the coverage for those of us who prefer keeping our thighs private.

I once layered my swim dress over a sleek burkini base when the wind picked up. It added extra warmth and still looked effortlessly chic.

I’ll never forget wearing my navy swimwear to my cousin’s beach wedding. While other guests struggled with their revealing suits at the after party, I twirled, played volleyball, and even helped serve drinks without a single awkward moment. The bride actually took me aside to ask where I found such a “graceful yet practical” swimsuit.

Pro tip: Pairing swimsuits with wide-brim straw hats instantly looks chic. Add oversized sunglasses for that timeless Audrey Hepburn vibe, even at the pool. For cooler nights, toss on a light cardigan and no one even realizes you’re in swimwear.

2. High-Waisted Swim Skirts

The vintage charm of high-waisted swim skirts gets me every time. That ’50s silhouette nippped at the waist and flaring over the hips is so flattering.

I’ve even seen some brands release burkini styles with high-waisted skirts built right in. Genius for that classic-meets-modern vibe.

My first high-waisted swim skirt changed our annual family lake trip. Instead of hiding in a towel between swims, I lounged on the dock, played frisbee on the beach, and even tried paddleboarding with my teenage cousins for the first time. My mom even “borrowed” (aka stole) my swim skirt the last day. Moms are the real fashion critics.

Pro tip: Don’t be afraid to mix and match. A black swim skirt works beautifully over solid color burkini leggings if you want even more coverage. The contrast looks so stylish while the high waist slims. Just make sure your top offers enough coverage to match the modest bottom.

3. Long-Sleeve Swim Tops (Rash Guards)

Rash guards aren’t only for surfers. These long-sleeved wonders offer serious sun protection (bye bye burned shoulders) plus a sporty edge.

On colder days, I layer mine over a sleeveless burkini top for a double layer of warmth and sun blocking power.

I first realized I loved rash guards on vacation in Bali when I forgot to reapply sunscreen after swimming. My shoulders turned pink fast, but a local shop owner recommended UPF 50+ rash guard. It saved my skin and let me snorkel for hours without worrying about sun damage. That turquoise rash guard’s been to beaches across three continents now.

Pro tip: Rash guards pair great with swim leggings for max coverage or boardshorts for a relaxed vibe. For a polished look, pick complementary colors rather than exact matches,like navy rash guard with royal blue bottoms. The subtle contrast looks intentional.

4. Versatile Burkini Sets

Burkinis are genius, full coverage meets functionality for active beach days. The lightweight, quick-dry material means I never feel weighed down even swimming.

I’ll admit I was hesitant to try a burkini at first, wondering if it might attract unwanted attention. But wearing one for a surf lesson was so freeing. While others constantly adjusted their suits between waves, I could focus totally on (trying to) stand up. My instructor even said my full coverage suit was “smart thinking” for hours in sun.

Pro tip: Don’t shy from color and prints. My fave burkini has a gorgeous teal and purple abstract print that gets compliments every time. For subtlety, neutrals like navy, black or olive green offer sophisticated options. With endless varieties, you’ll find a burkini to match your style.

5. Swim Leggings

Swim leggings revolutionized my active beach days. They provide the coverage of pants with functionality of swimwear,perfect for beach yoga, kayaking, everything.

I was self-conscious the first time I wore swim leggings to aqua fitness class. Would they look too much like regular clothes? Would people stare? But three women asked where I got them afterwards. Now swim leggings are my go-to for water activities with lots of movement, they never ride up or restrict movement.

Pro tip: Pair swim leggings with slightly longer tops for the most balanced silhouette. A swim tunic or looser tankini hitting mid-hip gives great coverage without hiding the sleek leggings line. For added style, look for leggings with fun details like mesh panels or small side slits.

6. Tankini with Loose-Fit Top

The loose tankini brilliantly bridges modest coverage and contemporary style. It’s my easy, put-together option for casual days.

After avoiding beach volleyball at family reunions for years, I finally joined in when I found a flowy tankini that didn’t cling or ride up when I moved. My nephew’s face when I could finally play without constantly adjusting my suit was priceless. That black and white spotted tankini now has a permanent spot in my summer suitcase.

Pro tip: Look for tankini tops with thoughtful details like ruching, overlays or wraps,these add visual interest while providing extra coverage. I love tops with some gathering at the sides to create a flattering drape without clinging. Pair with matching bottoms for a cohesive look or mix colors for something playful.

7. Swim Tunics

There’s something so effortlessly chic about a swim tunic skimming over the body, providing coverage without sacrificing an ounce of style. They’re like the “throw on and look amazing” option of modest swimwear.

During a girls’ weekend at a beach resort last summer, my emerald swim tunic became the unexpected star of our trip. While my friends struggled to find cover-ups for restaurants between swims, I could seamlessly transition from beach to seaside cafe. The waitress even complimented my “dress,” not realizing it was a swimsuit. My friends have all bought swim tunics since.

Pro tip: Swim tunics pair beautifully with simple accessories to elevate the whole vibe. I’ve found a delicate ankle bracelet, some bangle bracelets, or even a sun hat transforms the tunic from basic swimwear to stylish beach outfit. For bottoms, keep it simple to not compete with the tunic. Choose tunics with side slits for movement, you’ll feel more comfortable, especially layered over a fitted burkini.

8. Short-Sleeve Modest Swimsuits

Short sleeves strike the perfect balance between tank styles and full-coverage rash guards,great for lap swimming or casual pool days when sun’s not too harsh. Some of my favorite burkini brands now offer short-sleeve styles as part of their lineup. I love wearing mine when the sun’s not too strong.

After years of awkwardly trying to apply sunscreen to my own back, switching to short-sleeve swimwear was a total game-changer for my regular lap sessions. My purple short-sleeve one-piece is my go-to pool uniform now, modest enough for comfort, practical enough for serious swimming, and cute enough that I don’t mind being seen in it during crowded afternoon swim.

Pro tip: Short-sleeve suits pair perfectly with swim shorts for an active, sporty look. I’ll often pick contrasting colors, like my purple top with black shorts,for a color-blocked effect that looks sporty rather than mismatched. Add a baseball cap and water-friendly sandals and you’ve got a look that works from pool to boardwalk to casual seaside lunch.

9. Zip-Front Swim Tops

You can’t beat the practical genius of zip-front tops. They’re easy on and off (even wet), and you can adjust the neckline to your comfort level by zipping up or down slightly.

My zip-front revelation came during a lake day with friends. With multiple transitions between swimming, hiking and picnicking, I appreciated being able to quickly adjust my coverage throughout the day. When we hiked to a viewpoint, I simply zipped up fully for sun protection. Later, while swimming, I could unzip slightly for more cooling comfort. The ease of wear made the whole day more fun.

Pro tip: The layering potential of zip-front tops is beautiful. I love wearing different colored rash guards or tanks underneath, letting just a hint of contrast peek out at the neckline. This creates a customized, fashion-forward look. The zipper itself often adds an attractive detail drawing the eye up vertically.

10. Swim Jumpsuits

Bold, fashion-forward and unexpectedly practical, swim jumpsuits make me feel like I’m wearing secret armor that happens to look amazing. They offer seamless coverage from shoulder to ankle in one easy piece. I’ve even worn one over my burkini for extra warmth on a windy boat tour, functional and flattering.

I’ll admit I was hesitant when first considering a swim jumpsuit. Would it look like a wetsuit? Would it be hard to use the restroom? But curiosity won and I ordered a sleek black one with subtle mesh ankle details. The first time I wore it to a pool party, I got so many compliments I nearly forgot it was swimwear. The full coverage gave me confidence to participate in everything, and the one-piece design meant nothing could ride up or shift.

Pro tip: Swim jumpsuits make such a statement on their own that minimal styling is needed. I’ve found adding a colorful sarong at the waist creates definition while serving as a useful cover-up for transitioning from water to social settings. Look for styles with quick-access zippers if you’re layering over a burkini, makes bathroom breaks way easier.

Finding Freedom in Modest Swimwear

Discovering these modest swim options transformed how I feel about summer activities. I’ve gone from the person who made excuses to avoid water outings to someone who packs multiple swim options for every vacation. The freedom to make memories instead of manage wardrobe malfunctions has been truly life-changing.

The best part? The modest swimwear market keeps expanding with innovative designs proving coverage and style can coexist beautifully. Whether you’re motivated by beliefs, comfort, sun protection or simply preference, there’s a modest swimwear style or even a burkini that will make you feel confident and comfortable.

I’d love to hear your experiences with modest swimwear. What styles have you tried? Any favorites I didn’t mention? Share your thoughts and let’s keep building this supportive community of women who’ve found freedom dressing in ways that make us feel our best.

Image Credits: Blufashion.com